Archive for November, 2010

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Have Breakfast With Santa Bear in Hammond

November 17, 2010

Have breakfast with Santa Bear in Hammond on December 4, 2010 at the Louisiana Children's Discovery Center.Have breakfast with Santa Bear in Hammond on Saturday, December 4, 2010 at the Louisiana Children’s Discovery Center.  From 8am to 10am, parents are encouraged to bring their children to enjoy milk and donuts, look through the museum’s exhibits and take pictures with both Santa Bear as well as Santa Claus.  Make sure to bring your own cameras for the pictures, though, parents.

This event has been set up to benefit the Santa Bear Christmas Crusade, who gives toys to kids (ages 2-8) of underprivileged Hammond families for the holidays.  The price of admission to the breakfast with Santa Bear is just one new, unwrapped toy from each child who attends.  You’re always welcome to bring more if you would like.  The toughest age group to get enough toys for tends to be the 7 to 8-year-olds.  So, if you can bring more than one gift, please make at least one of them for these guys.

In addition to toys, the Santa Bear Christmas Crusade is also in need of monetary donations.  Their goal this year is $15,000.  But, with the slow economy, they’ve only been able to raise about half of their goal so far.  They’re afraid that if they are unable to meet their goal, they may have to start turning away Hammond families in need from the applications that have already been turned in.  They would love to be able to help all the applicants instead of turning to a lottery system.

If you wish you make a toy donation but are unable to attend the breakfast, please bring them to:

The Daily Star
725 S Morrison Blvd
Hammond, LA

If you can make a monetary donation, you can bring a check to The Daily Star’s offices or send a check to:

Christmas Crusade for Children
PO Box 1149
Hammond, LA 70404

Come to the Louisiana Children’s Discovery Center on Saturday, December 4, 2010 from 8-10am and have breakfast with Santa Bear in Hammond.  Bring a new, unwrapped toy to help benefit Hammond families in need this holiday season.  Enjoy a fun event and make a difference in local lives.

Yvonne Martin and The Martin Team, Let My Family Bring Your Family Home to Hammond Real Estate

Have breakfast with Santa Bear in Hammond on Saturday, December 4, 2010 at the Louisiana Children’s Discovery Center.  From 8am to 10am, parents are encouraged to bring their children to enjoy milk and donuts, look through the museum’s exhibits and take pictures with both Santa Bear as well as Santa Claus.  Make sure to bring your own cameras for the pictures, though, parents.

This event has been set up to benefit the Santa Bear Christmas Crusade, who gives toys to kids (ages 2-8) of underprivileged Hammond families for the holidays.  The price of admission to the breakfast with Santa Bear is just one new, unwrapped toy from each child who attends.  You’re always welcome to bring more if you would like.  The toughest age group to get enough toys for tends to be the 7 to 8-year-olds.  So, if you can bring more than one gift, please make at least one of them for these guys.

In addition to toys, the Santa Bear Christmas Crusade is also in need of monetary donations.  Their goal this year is $15,000.  But, with the slow economy, they’ve only been able to raise about half of their goal so far.  They’re afraid that if they are unable to meet their goal, they may have to start turning away Hammond families in need from the applications that have already been turned in.  They would love to be able to help all the applicants instead of turning to a lottery system.

If you wish you make a toy donation but are unable to attend the breakfast, please bring them to:

The Daily Star
725 S Morrison Blvd
Hammond, LA

If you can make a monetary donation, you can bring a check to The Daily Star’s offices or send a check to:

Christmas Crusade for Children
PO Box 1149
Hammond, LA 70404

Come to the Louisiana Children’s Discovery Center on Saturday, December 4, 2010 from 8-10am and have breakfast with Santa Bear in Hammond.  Bring a new, unwrapped toy to help benefit Hammond families in need this holiday season.  Enjoy a fun event and make a difference in local lives.

Yvonne Martin and The Martin Team, Let My Family Bring Your Family Home to Hammond Real Estate

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FHA Program Offers Help to Buy a Home to Rehab

November 5, 2010

FHA 203 Rehab Program offers help to buy a fixer upperWith so many different homes available on the Hammond real estate market, now is the time to dip your toes into the homeowner pool with a “fixer upper”.  If you don’t mind buying a “diamond in the rough”, you may want to consider the FHA program that offers help to buy a home to rehab.  The FHA (203) Rehab Program was created to help clean up the rundown homes in a neighborhood while helping homebuyers afford to do so.

Through a conventional home loan, the property must be worth at least what the loan amount is in order to be approved.  However, when it comes to a home that needs a bit of work, oftentimes, the property isn’t worth that much.  This causes the homebuyer to have to secure financing through other means in order to pay for repairs or other construction work needed to fix up their home.  These loans tend to be for shorter terms and higher interest rates, decreasing the chances that a buyer can purchase the fixer-upper to begin with.

Through the FHA (203) program, a Hammond homebuyer is able to purchase the home as well as secure financing for repairs and construction in one mortgage loan, with one payment and the lowest interest rates they qualify for.  This works out as a win-win for the local housing market, since the properties that were previously considered eyesores can now be bought up by homeowners willing to put the work into them to make them better and more homebuyers are now able to afford their own Hammond home.

To qualify for the FHA (203) Rehab Program, the home in question:

  • Can’t be larger than a four-family multiplex (single-family, duplex, triplex or quad will qualify)
  • Must have been completely finished from initial construction within the last year (no newly constructed homes allowed)
  • At least have part of the original foundation left in place on the property (if the rest of the home has been completely demolished)

If you want to purchase a Tangipahoa home, are willing to put a bit of elbow grease into fixing it up and want to have the cost of the mortgage and repairs/remodeling in one payment, this FHA program offers help for buyers who want to purchase a home to rehabContact me today so I can help you find the perfect Hammond home for you!

Yvonne Martin, The Martin Team, Let My Family Bring Your Family Home to Hammond Real Estate