Archive for the ‘Buyer Tips’ Category

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Cypress Reserve in Ponchatoula, LA

July 12, 2017

Cypress Reserve

Cypress Reserve is a new DR Horton Development happening in Ponchatoula, LA.  

New Homes Now Selling Now!!

Welcome Home to Cypress Reserve!

D.R. Horton’s Cypress Reserve is our newest community in Ponchatoula, Louisiana. Conveniently located to I-12, St. Tammany, Hammond and New Orleans. Ponchatoula was recently voted one of the “Best Places to Live”. This charming town is the epitome of southern living with names such as Antique City and Strawberry Capital. Ponchatoula is also host to the annual Strawberry Festival; the second-largest festival in Louisiana.

Cypress Reserve is a beautiful community with homes starting in the $160’s. Our plans range from approx. 1,320 – 3,173 sq ft. With over 30 floorplans to choose from, each one offers unmatched efficiencies, functional design innovation and superior craftsmanship all at affordable prices.

There is a good chance you will find the perfect home for you and your family.

Give me a call if you are interested in one of these beautiful properties and all the amenities of a top notch Subdivision Development.

Contact us Below for a List of All of the Floor Plans and Amenities

 

 

 

Craig Martin, Next Home Real Estate Professionals, Martin Team, Hammond, LA, Each office independently owned and operated. Licensed in LA, Cell:  985-507-9359, Office:  985-429-0777

www.tangiproperties.com

 

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Our New Real Estate Website

July 7, 2015

Check out our New Website.  It is full of useful resources for both buyers and sellers in today’s competitive market.  Check out our Community Pages which will not only tell you a little about the place, but we even have the weather.  Remember if you want to buy or sell start at our website:   http://www.tangihomes.net

 

 

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Real Estate Trends Report for Hammond Ponchatoula, Louisiana

June 30, 2015

 

 

 

I have included in today’s blog a link that will bring you to a trends report for the Ponchatoula/Hammond Area.  I tried to make a picture out of it so you would not have to click, but the image just kept coming up very blurred.  So either it’s blurred or you click, sorry I choose click.  Seems Hammond and Ponchatoula Markets have rebounded dramatically.  The Markets are actually thriving at this point.  Sales are getting a little more difficult to bring to fruition, but that is not the fault of the buyer or seller, just the Industry in general is getting a little more difficult.  So if you are in the Market to Sell – Now is the time!!!!  If you are in the market to buy call me so I can get you to properties quickly to eliminate competition.  We look forward to helping you all.  As we always say.  The Martin Team is Where Knowledge and Experience Meet Hardwork!!

http://www.tangiproperties.com

 

 

Real_Estate_Trend_Indicator7427

The Martin Team - Where Knowledge and Experience Meet Hardwork!!

The Martin Team – Where Knowledge and Experience Meet Hardwork!!

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

So ask yourself??  What does this trends repot show you.

 

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How Great It Is!!!

June 18, 2015

Finally something that makes since from the Federal Government.  Ok partially makes sense anyway.  They have decided to postpone the implementation of the new Dodd/Frank legislation from August 1, 2015 to October 1, 2015.  This should give the Industry a little more time to prepare, but also should get the Industry out of the busy season before shoving this insane legislation down the throats of hard working mortgage, real estate agents, title companies, buyers and sellers necks.  How insane has this Country become saying they are helping the buyer out, by making them wait longer, costing them more money, and generally making it harder to close their home loan because of fear of the fines this new Branch of the Government, that answers to no one, inflicts.  Let me say I understand how my for fathers were feeling toward the English.  CFPB through TRID is going to make the real estate Industry a maze of paperwork and deception.

I found a Great Article about it all.  Take a Look.

CFPB moves TRID Date to Oct. 1, 2015

The Consumer Financial Protection Bureau announced on Wednesday a proposal to delay the effective date of the TILA-RESPA Integrated Disclosure rule until Oct. 1.

“We made this decision to correct an administrative error that we just discovered in meeting the requirements under federal law, which would have delayed the effective date of the rule by two weeks,” said CFPB Director Richard Cordray.

“We further believe that the additional time included in the proposed effective date would better accommodate the interests of the many consumers and providers whose families will be busy with the transition to the new school year at that time,” added Cordray.

The required loan documentation consists of two new forms: the Loan Estimate and the Closing Disclosure to ensure compliance.

It was originally set to go into effect on Aug. 1.

These new forms consolidate the TILA-RESPA forms and are meant to give consumers more time to review the total costs of their mortgage. The Loan Estimate is due to consumers three days after they apply for a loan, and the Closing Disclosure is due to them three days before closing. These two requirements have thrown the mortgage industry into a frenzy as they try to comply by the deadline.

The public will have an opportunity to comment on this proposal and a final decision is expected shortly thereafter.

This announcement comes shortly after huge news earlier this month, when the CFPB announced that it would allow a good-faith enforcement grace period that both the mortgage industry and a bipartisan coalition in Congress had asked for.

The enforcement grace period will be open-ended, David Stevens, chairman and CEO of the Mortgage Bankers Association, said, because Cordray wants to be flexible. At the very least, it should run through the end of 2015, Stevens said.

“We don’t know how disruptive or (not) this implementation will be. If more time is needed, he keeps that flexibility,” Stevens said. “It seems at minimum through the end of the year – and we will all be assessing this roll out.”

Then, on June 10, a large group of industry trade organizations joined Congress in pushing the CFPB to formalize that grace period for the enforcement of the TRID requirements.

Some in Congress, including U.S. Rep. Blaine Luetkemeyer, R-Mo., Chairman of the Housing and Insurance Subcommittee, and U.S. Rep. Randy Neugebauer, R-Texas, Chairman of the Financial Institutions and Consumer Credit Subcommittee, responded to the CFPB’s announcement letter regarding the TRID grace period, saying it was a good first step, but not nearly enough.

This group was then joined by a consortium of industry trade groups that threw its support behind a Congressional effort to formally define the grace period.

In a letter sent to Rep. Jeb Hensarling, R-Texas, chairman of the House Financial Services Committee, and Rep. Maxine Waters, D-Calif., the ranking member on the House Financial Services Committee, the groups urge the Financial Services Committee to pass H.R. 2213, which would provide a “reasonable hold-harmless period for enforcement” on TRID.

Brena Swanson Author

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The Sky is Falling, The Sky is Falling

June 11, 2015

Do you ever get tired of the constant sky is falling, the sky is falling mentality of the press. They alone seem to be able to percolate a seemingly extreme fear in the hearts of all of us. I don’t say bury your head in the sand, but sometimes just unplug from Glen Beck. Unplug from O’Reilly and realize that you have it as good as anyone else living in this world. We all have 365 days a years, 12 months a year, 52 weeks a year, 24 hours in a day, and 60 minutes in an hour, and sixty seconds in each minute. Don’t think it is important to value them all? Ask the guy on death row, ask the guy who shoots the last second shot to win the game, ask the new cancer patient whom was just told they have six months to live. This life is won and lost by inches, yes it seems the small guy has a few more things stacked against him now than in the past, but here, in this Country, better than anywhere else you can achieve if you work hard.
I say all of this to ask what is the greatest thing as a child you can remember. For me it was the safety and security I felt with my family. Gathering at our house during rough storm clouds and pounding thunder or the love I felt at my Grandmother’s during Christmas, Thanksgiving and really every day. I can remember walking into my Grandmother’s back door and the smell of something cooking was always there. There seemed to be an endless supply of Pound Cake, her speciality, on the table. Even when she wasn’t home, kids from the neighborhood would come in her back door take a piece of cake and leave. She loved us so much. The smell of her Kitchen, the comfortableness of her living room. The stories she could tell. The Huge picture window that I use to sit at, that faced East, looking and waiting for Jesus to return. So you ask why all the emotion why all the stories because it all happened at Maw Maws house. The security that house brought to this young child was beyond the mere wood framing and nails, it was a blanket of warmth that surrounded me. I felt safe. In a world when I grew up with constant fear of nuclear war and the boogie men of the world, I felt truly safe. That’s what a house is. It is not the bones, the nails, the concrete. Yea all of those things are important, but a house is where memories are made, where tragedies are dealt with with love and support, where you can retreat from the hussle and bussle of life. Where you can put a hedge around your property that evil cannot penetrate. So when you think about buying your new home look at it as not an investment, which it will be, but ask yourself is this somewhere my kids can feel safe, where when I have grandchildren can they feel that special feeling of ultimate security and warmth. Some may say it is not the house it is the people and I agree. But what I wouldn’t give to one more time smell Maw Maws cooking in that kitchen, listen to the dishes rattle in her dining room as she walked into the living room, listen to the squeaky door she closed when she went to bed, smell the cooking of her Chicken and Dumplins, or simply sit next to a warm fire that my grandfather always had going. A house is the center of the family and with that it becomes your home. So surround yourself with the love of your family. Invite them over whenever you get a chance. Have those great parties because you never know. Long after you are gone it may just be the memory that keeps your kid going, your grandkid.

If you want to start your own place to build dreams, to build your family give me a call or email, or just follow one of the links below to get started.

Four Bedrooms and Above in Hammond and Ponchatoula:
http://goo.gl/AQ7HRj

Jefferson Cort Properties:
goo.gl/bYd00f

Belle Foret
http://goo.gl/8kqm98

Three or More Bedrooms in Hammond, Ponchatoula, Robert, Loranger:
http://goo.gl/KFHJHU

Contact me: http://www.tangiproperties.com

Call: 985-507-9359

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2011 seen as ‘turning point’ for home prices

July 5, 2011

MacroMarkets panelists expect little growth through 2015

BY INMAN NEWS, TUESDAY, JULY 5, 2011.

Inman News™

More than half of economists, real estate experts and investment strategists polled by MacroMarkets LLC in Junesaid they now expect national home prices to hit a bottom sometime in 2011 and remain stable through 2015.

MacroMarkets polls more than 100 housing experts with a wide range of views, including FusionIQ CEO Barry Ritholtz, Moody’s Analytics economists Mark Zandi and Celia Chen, National Association of Realtors Chief Economist Lawrence Yun, Freddie Mac Chief Economist Frank Nothaft, and Rosen Consulting Group’s Kenneth Rosen.

Panelists are asked to project the path of the Standard & Poor’s/Case-Shiller U.S. National Home Price Index over the coming five years. Robert Shiller is MacroMarkets’ chief economist and co-founder.

“A significant majority of our panelists believe that the bottom for home prices arrived in the first quarter or will arrive sometime before year-end. Despite persistent macroeconomic uncertainty and unprecedented housing market dysfunction, almost two-thirds of the panelists see the U.S. residential real estate market as at an historic turning point,” Shiller said in a statement.

Article continues below 

The 69 panelists forecasting a 2011 bottom predict less than 2 percent average annual growth in prices through December 2015, he said.

“A 2 percent a year home-price increase will not inspire a lot of consumer confidence. Given prevailing inflation expectations, this forecast implies virtually no change in real home values going forward,” Shiller added.

The most optimistic quartile of panelists projected, on average, a 15.3 percent price increase from year-end 2010 through 2015, while the most pessimistic quartile of panelists projected, on average, a 6 percent price drop.

“This spread is huge, representing almost $4 trillion in housing market value,” Terry Loebs, MacroMarkets managing director, said in a statement.

“This is a gut-wrenching time for market stakeholders and policymakers, because each of these scenarios is plausible.”

On average, panelists predicted a 3.52 percent drop in fourth-quarter 2011 compared to fourth-quarter 2010, followed by small increases every year through fourth-quarter 2015 when prices are expected to rise 3.47 percent on an annual basis.

Speakers at last month’s Pacific Coast Builders Conference (PCBC) predicted ahousing recovery would remain elusive until 2013 or beyond.

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All rights reserved. This content may not be used or reproduced in any manner whatsoever, in part or in whole, without written permission of Inman News. Use of this content without permission is a violation of federal copyright law.

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Is the Market Turning Around!!

February 12, 2011

We have noticed a tremendous up tick in the amount of calls we have been receiving on our listing inventory.  It seems that a lot of home buyers are now understanding that interest rates are rising and if they would like to get in on the historically low rates they will have to act now.  We have recently, in the last week, put two of our homes under contract that have sat for a while.  We look forward to helping as many home buyers or sellers as we can.  Remember affordability has never been better.  This will be a time when we look back and say wow and if you don’t act now you will be saying I wish I would have.  Take a few minutes to familiarize yourselves with the market by searching our website at:  www.tangiproperties.com.  For home buyers or sellers take a look at our Market Snapshot at either:  www.tangihomevalues.com or www.sttammanyhomevalues.com

I look forward to hearing from you!!!